Businesses with tons of cash: bars, check cashing, payday lenders, casinos, car washes, vending etc.Then the return's contents are analyzed using the Discriminate Function standards.

We have AI that can answer specific questions why not a easy integration to remit and pay taxes directly? 

If you have no desire to actively pursue other investments where you make more than a 2.8% return, then by all means pay it off faster.TYFYS and best of luck!

Pay cash.  

@Jordyn Ohs Assuming your heloc is re-advanceable and the rate is higher than your mortgage, I would suggest you pay your HELOC down as quickly as possible with any cash flow from the properties.

You’re paying $70k in “non-deductible” interest in exchange for less deductible interest. 

Out of curiosity would anyone be willing to share any experience with non-paying renters who've vacated the property prematurely?

Let's say they pay you $2000/ month * 12 = $24,000/year.

Especially paying MN taxes on NV tax free properties.

So now we cover utilities for both units and the new tenant pays a higher amount too on the back unit to cover all the utilities with a great profit.