The number of private landlords sued for more than their insurance will cover is astronomically low.The best protection: follow the law, and treat your tenants honestly.

Most university housing is priced astronomically high around Ohio State.

This morning I was quoted the astronomical rate of $325/pile.

It goes deeper than that.NYC Liberal policies, including strong tenant protections, increases the risk of failure so much that the risk far outweighs the rewards.Financial ruin is just around the corner for the small Mom and Pop Property Investor that it doesn't make sense for them.The Tenants will have free Attorneys that are bent on delaying eviction cases so long that it stretches into years while Mom and Pop suffer from lack of rental income and still have to pay all the bills and do the management.Additionally, the increase in homeless living rough in the streets due to Sanctuary laws causing a lack of shelter beds, then evicting shelter residents after 30 days creating more homelessness, policies that tie up the Police's ability to arrest perpetrators, etc. only causes Mom and Pop to sell out at large discounts to larger Landlords who are capable to use Economies of Scale to eek out a profit.These larger Landlords will eventually turn a much higher profit as the pendulum will eventually swing towards the middle when the NYC Voting population eventually realizes that it's not a conspiracy of the Rich that's causing the Wealth Gap to increase.It's the same liberal laws that encourage people to become lifelong tenants, small Entrepreneurs (including Property Owners and small Mom and Pop Businesses) to be destroyed, and Rents to rise astronomically as housing becomes scarer even when the population declines by as much as 7% in the last several years. 

So, we've shifted gears for our real estate investing strategy to just purchasing a long-term rental.After joining this group and learning a lot, and given the housing prices in the Greater Seattle area, the lower rent-to-price ratios, bad landlord-tenant laws, and the astronomical prices, we are seriously considering investing out of state.

As everyone is well aware the cost of investing in California is astronomical so I’ve turned my attention to long distance investing. 

Federal land in the middle of nowhere does not solve the crisis, crisis can be solved by smarter planning, better use of land and getting politicians to cut through the red tape where costs to develop are astronomical. 

Besides, new constructions are selling for astronomical price out of the reach of ordinary Americans (why would they sell for less than a current marker value?

Its getting to the point where the rates almost have to be so astronomical that people simply can't afford them. 

If argue this just do some research on inherited wealth, it does not hold a good track record, failure rate is astronomically high.