I understand annuities, bonds, bank accounts but bitcoin?

Holding EXEMPT (from bankruptcy forfeiture) assets, holding assets in exempt entities (retirement accounts, pensions, IRAs, in some states insurance and annuities), homestead exemption, remote entity protection (LLC, Serial LLC, Corporations, Limited Partnerships,) Asset Protection Trusts, using separation of assets for married individuals (in certain states) charitable remainder trust, etc. can be very effective though can be costly. 

They also have a 'turn key' annuity asset that they can count on for consistent retirement income.

That's why you see so many annuities out there for people who don't need them. 

So we (not meaning me) buy annuities where everything will be 'ok' when we retire.  

Consider auto loans, inventory, commercial paper, annuities and even RE and equipment leases.

Hello,  I ran across a conversion strategy where an annuity company would add a significant cash bonus to my IRA conversion account to cover the conversion taxes so my conversion is tax free to me (well some what).  

Annuities and cash value of life insurance are fully exempt in Texas and Florida as well. 6.

That's terrible, considering I can get a CD for 4% for 10 years, or an annuity at 6% for 10 years.Management companies want 20%, and property taxes and home insurance keep rising, considering I have no homestead exemption, so I am capped at 10%, not at 3%, and home insurance can do what it wants.Could someone please tell me where I am wrong, because in this case, it does not seem that this real estate is a good investment at all.

I could take it in another direction if you wanted to pan annuities and say Ken Fisher (who actually is a financial advisor and fiduciary) is right as they have “nose bleed fees”.