The fact that this sponsor used investor money to gamble on high yield unsecured notes leaves a bad taste in my mouth.  

With a soft pull, it's a gamble.

Cincinnati is one of Ohio’s oldest cities, and its economy is well-diversified, with five Fortune 500 companies headquartered in the city (Kroger and Procter & Gamble are the top 2).

Anything else is luck and relying on luck is gambling. 

There so many answers here I'll just drop this thought you can think about.....It all depends on how hard you want to gamble when that large insurance claim finally does happen.Lastly, you want Waivo for small damage claims not your homeowner's insurance.

I say take a gamble for anyone in which its even possibly feasible for and trust they're process. 

So in reality you are ALWAYS gambling in the stock market, yes, even with those big names that seem inconceivable to every drop and ESPECIALLY with those because most are so shocked and in disbelief when it occurs that it's only realized after your left with pennies on the dollar because you waited out a recovery that was never coming. 3rd: MATH and leverage.     

Why gamble on the future when you know you can make something today and have an exit strategy for the future.

But overall, with a young family, I would be cautious about gambling the whole farm (Brokerage account) on RE investments.

Tax shelter schemes, partnerships with foreign partners and accounts, partnerships with hundreds of members, returns with blatant mistakes, entities in questionable businesses, like gambling, drugs, online video sales, escort services.