Investment Info:Single-family residence buy & hold investment.

Be clear on terms—percentage of equity, profit-sharing, and exit strategy.

Pre-construction homes, which could build $50-60K in equity within a year or two.I can afford a 20% down payment, but I’m torn between focusing on equity (pre-con) or cash flow (resale).

Rise48 is raising preferred equity at a valuation that is not market, with income growth projections that are unreasonable, and putting $7,000,000 of new investor cash back in their pockets... $7,000,000!!

Is it more beneficial when filling taxes to have a rental as a primary residence (house hack) or solely as a rental property, along with a   W-2 job?

Cross collateralize your other real estate if you have equity.  

I have always feared debt but I'm finding myself high on equity and low on cash flow.

I would never advise my customer to take a 5 YPPP considering we are have been moving into a downward trending rate market since 2024. 3 Year Prepay Max but if you plan on doing renovations or taking cash out on the ARV then a 1-2 YPPP would be Max.I would also advise buying the rate down before you decide to take a 5 YPPP using seller credit, equity or closing funds.

However, your issue would be lack of equity.

I am a resident of Virginia and purchased a rental property in West Virginia during 2024.