If so, there are no transfer taxes due. 

If I transfer the money to my current job I cant barrow from it.

I am currently renovating it and we plan to when i am done to transfer the property to my buisness name. what would be the best route to go.  

Far more costly to transfer property at a later point than simply purchase in an LLC on day one.

Fannie mae allows you to transfer your loan into an LLC, but it is recommended that you speak to your loan servicer and ask that if they themselves will allow you to do so.

A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

If you can access the wall cavity, adding rock wool (mineral wool) insulation will make a big impact by reducing vibrations and sound transfer. 

Then you own the LLC and can transfer the property into it.If you transfer the property into that LLC the way it is then technically you just gave your friend ownership of the house proportional to his ownership of the LLC.I'm not an attorney, so take that with a grain of salt.

I am wondering if transferring the cash periodically to a standard brokerage IRA account may be my best option.

Invest in as long as it takes you to write a check, do a wire transfer, or even an online bill pay4.