If I keep submitting loan apps, my credit score takes a bad hit & I have had bad experience in first home purchase when I went to these small independent online shops for mortgage - with fees and higher rates - they were just fooling me.I did not break the 6 month lock with wells yet.

I'd look for optimistic, less populated areas with work / life balance, basic conveniences and online shopping.

Do a lot of online shopping when bargain hunting for homes.

The rise of the internet permits the use of new types of nonfinancial customer data, such as browsing histories and online shopping behavior of individuals, or customer ratings for online vendors.”Currently, those hoping to take out a loan can expect to have their repayment and credit history length, as well as total debt checked, but going forward, the IMF study suggests, this will be expanded to include what’s known as people’s digital footprint – either collected from data already publicly available, or that obtained by credit bureaus.The stated goal is to improve “loan default predictions” – and the upcoming trend is sold as a way to give access to money to people who have previously been unable to use loans because their status is “unscorable.”

I'm going to make sure when a tenant moves out that in my list of items for move-out I state we are not liable for any packages accidently sent and request they update all of their online shopping addresses.

Retailers were already having trouble, so shutting their doors for months is only going to accelerate the shift to online shopping.

And no limit to how much is matched.Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.Plus, earn unlimited 1% cash back on all other purchases - automatically.Redeem cash back any amount, any time.

Basically online shopping is the only stream available to most because they simply don't have the same volume of business.

Even malls and big box have seen a huge business hit due to the shift to online shopping.

Do the online shops provide them?