I have recently switched my insurance from home owners to landlord policy.

Liability insurance covers negligence.

They have the choice of finding their own insurance or they can be automatically enrolled in my master policy.

I am seeing a different insurance issue.  

I generally prefer higher since I don’t plan on putting in small claims, it’s basically just for catastrophic loses and the savings in premiums over multpiple properties for multiple years should balance that out if I have ever have to use the insurance.

They are DESPERATE to find insurance and are striking out everywhere!!

I just learned that builders risk and liability insurance coverage can cease once a CO is issued for a new build.

It’s time to look into home owners/rental insurance.

I’m curious to hear from private real estate investors who’ve faced unexpected insurance claims and were protected by an umbrella insurance policy.We often see discussions whether investors should use an LLC or an umbrella insurance policy.

Hi Carlos,I am in Madison, WI and we shopped around a lot when moving a few years ago and used Neckerman Agency (now McClone) who are insurance brokers.