And there is the pesky UBIT tax to deal with.So I suggest that if you intend to invest in such a manner that makes a lot of money (who would plan to not make money?)

@Jay HinrichsAgreed...I have never raised any rents..also make repairs in a timely manner.

I am not sure your rent on a SFR will sustain a higher mortgage.

No way to sustain that so I will not be investing in Cleveland. 

That will open a LOT more doors and give you sustainable income if you work it. 

The title or manner you address the worker is inconsequential.

. §1.165-9(b)Property converted from personal use(1) If property purchased or constructed by the taxpayer for use as his personal residence is, prior to its sale, rented or otherwise appropriated to income-producing purposes and is used for such purposes up to the time of its sale, a loss sustained on the sale of the property shall be allowed as a deduction under section 165(a).(2) The loss allowed under this paragraph upon the sale of the property shall be the excess of the adjusted basis prescribed in § 1.1011-1 for determining loss over the amount realized from the sale.

There are not many people who are disciplined enough to save at the rate you have thus far.In this business both short and long term you either need money or access to it to grow and sustain, there is no way around that. 

You could charge whatever you wanted and the bank didn't care they just wanted it fixed now and they where extremely gratefully for the job completed in a fast paced manner.  

:0(Forced to sell home / condo - in 2009 - could not find suitable work = sustainable incomeGave away most all contents in condo = books, sofa, etc to SALVATION ARMY prior to saleBeen in Poverty for over a decadeFinally found work bagging groceries for 2+ years / 3 hours PER WEEK as ONLY JOB making $35 / wkI have been wearing mainly the same clothes for 15+ years - purchased some at Goodwill & SAVERSNo Gym memberships for 8+ years, just on and off as "guest" & walking the surrounding neighborhoodsNo Vehicle for 6+ yearsOn Food Stamps for 5 yearsLiving with Parent for support for 10 years and still here !!