Open to any and all insights and suggestions. 

Kindly help me with some suggestions what type of loan better for retail buildings.

Thanks for the suggestion!

The house is a simple two bed one bath with a garage and a fenced in backyard.

I'd suggest looking into higher price points where there is more "room"

If you're open to considering other markets, I personally suggest checking Columbus OH.

Any thoughts, experience, suggestions on this?

OP Google Dwags  security systems for houses.. only way to keep folks out.Also as @Drew Sygit Drew suggests in D class or deep hood areas which is what your describing no one puts in mechanicals until the day the tenant moves in or MAYBE the day before ..

The contractor suggested building a French drain along the fence line and finishing it off with a retainer wall to match the others the builder did.

If so, I’d love to hear about your experience and any recommendations you might have.If anyone else has suggestions or knows a realtor who specializes in working with investors, I’d greatly appreciate your insights!