Your insurance is going to be highly variable and I wouldn't use what an agent or the seller tells you as the cost of dwelling policies have increased substantially over the past few years due to rising new construction costs. 

SFH for mtrs.Nothing came through.Latest deal looks promising; in 2nd stage for negotations.But there was a plot twist.My current offer is $12K below asking and the seller has accepted it but taken off the offer for seller buy down, and won't pay my agent's 3% commission. 

When it comes to creative finance, I personally lean more towards seller finance as I like getting to work with owners and building relationships with them.

@Adriana V AlvaradoIn the Bay Area, a good deal may not solely depend on cash flow, but also on appreciation potential, cash flow, location, and tenant demand.

@Edward Suess-Hassman you won't be able to cashflow if you buy Class A or B property - unless it is a:1) Desperate seller and you get well below market price2) A major fixer-upper that you can invest your sweat-equity inYour other options are:1) Invest in Class C - but only do if you undertand 20-25% chance of tenant nonperformance and a lot of maintenance issues.2) You invest in another part of the country.DM us if you have more questions.

See if the Seller will finance with a minimal downpayment.2.

.- Seller's residence county: Orange County, FLIRS Notice for reference: FL-2024-10 - Hurricane Milton IRS extensionhttps://www.irs.gov/newsroom/irs-announces-tax-relief-for-victims-of-milton-various-deadlines-postponed-to-may-1-2025-in-all-of-floridaMy Assumptions:A.

If they refuse to help, then send them a demand letter through an attorney.If they still refuse to help, take them to court.

It is important to look for locations with strong economic growth, rising demand for housing, employment, vacation and infrastructure developments, as well as properties that offer the potential for value appreciation or steady cash flow.

40k sounds like a lot of money for mentorship, if you pay for something like this, definitely get a contract and even demand for a guarantee