.- Im thinking of not charging security deposit because of all the strict MA laws and just using the last months rent as a sort of security deposit, thoughts?

Qualified mortgages (VA, FHA, conventional etc.) get underwritten to Fannie/Freddie/Ginnie standards and get sold on the secondary market as securities.  

It's a very comprehensive of how to safely find and fund a private money loan secured by real estate that has a lot of equity protection.

It's in the BP bookstore and a comprehensive guide to finding and funding a private money loan safely and secured by real estate.

For borrowers with low or mid-range credit scores, what are some strategies for securing hard money loans?

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@Marvin Bracamonte - If you bought you're first multi as a house hack I've heard you have to stay in the home for a year before you can then buy your second house hack under the presumption that you'll be living in the second multi and securing a loan as an owner occupant.

If you’re in the fix-and-flip game, you know that securing the right funding can make or break your project.

Once located, we acted quickly to secure the property for $10,000.

If you want the highest level of security, properly insure yourself and your investments.I don't think LLC shields are things you should put as a priority until you grow a sizable portfolio (10-15 plus with $1 million or more in equity).