Around here, for 1-2 unit residences most cities use International Residential Code. 

My primary residence has about $700K in equity and my IRAs are solid, but they don’t look at those.

I own the home but I do not live there as my primary residence. 

In 2023 my wife and I took out a HELOC on one of the properties to use as a downpayment on our current residence. 

My primary residence also has an apartment I am preparing as an STR. 

Investment Info:Single-family residence buy & hold investment in Fredericksburg.

If I am understanding correctly, this is a primary residence duplex with a VA loan and you want to do a cashout? 

Calculate the infrastructure cost to build and maintain per 1000 residents for:- miles of road, sidewalks, streetlights- miles of utilities: water, sewer, gas, electricity, internet- public services: police, fire, snowplowing, public works, trees and green spacesAnd then people complain about taxes.

It all depends on what you want and what you're trying to achieve.Personally, I have never done an additional payment to any rental but I have focused heavily on paying down my primary residence.

Why are you buying in Birmingham AL instead of Philadelphia if you reside in Abington, a suburb of Philadelphia?