moving to miami from columbus more than likely unbelieveable real estate market, density allowances, zoning is 20 years ahead it's amazing for new construction and development. columbus will always have my heart but this combined with the lifestyle you can't beat it. 

Trying to find a way to go a little bit above and beyond what a tenant is requesting to solve their issue has been excellent ammunition to have for the rare instances these types of situations end up in court.I also have a great and really affordable carpet guy who I can send you way - feel free to shoot me a DM if you want his contact info!

Although AB-968 doesn’t specifically mention “licensed” contractors, the state of California already stipulates that “anyone who contracts to perform work that is valued at $500 or more in combined labor and materials costs must hold a current, valid license from CSLB” (source: CSLB).With AB-968, if work is performed by an (un)licensed contractor in an amount that exceeds $500, disclosing that entity’s or individual’s name and contact information becomes a legal requirement.

Their combined income is 7x rent.

Decide whether your primary focus is cash flow, equity appreciation, or a combination of both.

I rarely look at it and certainly not for value estimates. 

ADUs in single family zoned areas are rarely getting appraisals over $100k.  

Combined with the price I paid through the auction, they are much higher than market valueproperty 1: paid 100k, owe 170k.

The strategy shouldn't be either umbrella insurance or an LLC it should be a combination of both at the most cost-effective price. 

The trick is to combine them without the initial negative cash flow.