I think this might be a low point because the Canadian government is trying to pump the housing market before the election next year by lowering rates, relaxing mortgage insurance conditions etc.Yes they have been putting in all these measures to prop up the housing market as they see the pending implosion writing on the wall. 

Hey William, great question - Conventional has limits but have you explored non-conventional DSCR loans?

Do you really believe  that someone with no capital, no experience, and limited education provided by 2 weekends at a guru boot camp is really going to be able to earn $100k annually by finding properties experienced investors spending $10k monthly on marketing to find have somehow missed, and then negotiating prices 50% below real value and flipping the properties to seasoned investors?  

You have to go in person for an auction, which limits competitive bidding. 

The name of the borrower then you of course still go after their LLC as well).So the seller sold the properties to the investor subject to existing loans (and the investor is sourcing financing even though he has limited equity)? 

The definition includes, but is not limited to: Negotiating, promoting, or advertising the sale, exchange, purchase, or rental of real property, or the granting or acceptance of an option to sell, exchange, purchase, or rent an interest or estate in real estate or a time share.

It will limit the number of people who are interested in your property and you may end up having to rent it to lower quality tenants and / or below market rent. 

Limited Regulatory Oversight: Fintech companies that operate without a banking license may not be subject to the same regulatory scrutiny and consumer protection measures as traditional banks.

It’s critical to understand what your state allows, especially around occupancy limits and caregiver-to-resident ratios.

What you do have to check into are the limits for staying so that you don't lose your Canadian Health Insurance.