They are some of the top producers in the country even though they put the most emphasis on the relationship with their clients.

While it is wise to pay down debt, it is also smart to have emergency funds due to the global issues we are facing. 

While I did all of these things before, there is definitely more emphasis on the ones mentioned above than before.

In my area, RE Global is the asset manager and they are a lot less flexible than Sage, the previous asset manager was.

They also calculate global borrower financials, so your DTI does matter (albeit it's offset a little by the asset your purchasing), but still their underwriting is much more rigorous.

They put you through the ringer for a simple rental property (DTI, global cashflow, tax returns, paystubs etc etc.)

Also, keep in the mind the global issues we are facing.

Extra Space Storage (EXR), Public Storage (PSA), Cube Smart (CUBE), Uhaul (UHAL), Life Storage (LSI), Global Self Storage (SELF), National Storage Affiliates (NSA), Iron Mountain (IRM), Big Yellow (BYLOF - this one is traded in the U.K.), StorageVault Canada (SVAUF - this one traded in Canada)  

I don't see the IRS being interested in following your money trail to see where you spent your own money during a global pandemic.

& 2) the market is currently unstable amidst the global pandemic.