I'm the broker, developer, and run it from start to finish How did you finance this deal?

Ultimately it would be nice to give the buyer the option, but I ran it past my loan broker and he said he couldn't finance it unless the filing was removed.

Are you a broker?  

I will soon be a licensed broker, but need to work under an employing broker for two years per Colorado law.

If you want to get into RE then work as an broker office admin or for a property manager! 

Possibly take some cash out at the same time if the LTV and equity are within range.No, It is not normal for "Banks" to make this mistake usually its a "Lender" or smaller "Mom & Pop" broker shop.

Heres some common structures:5-4-3-2-1 - Stepdown (5%,4%,3%,2%,1%)Flat PPP - 5 year PPP and there is a 5% hit in fees at any point in time within the 60monthsAbbreviated PPP - 6 months of interest payments on 80% of the balance at closing.It's all different... just shop it out and choose a dscr broker who has the knowledge to help you make an educated decision.

Many people think that they can or should be able to cut out a realtor or broker based on their opinion of the level of effort they've made OR the fact that they went around their backs and tried to negotiate directly. 

I have found my answer I was able to talk to a real estate broker and I think we've found something that might work. 

Honestly I would choose a mortgage broker and let me explain you why.When you go to a bank or credit union the loan offer works for that institution and will offer you the rate they company offer, instead if you work with mortgage broker we have the ability to shop with over 100 and more institutions and shop for the best rates available, fast closing and customizable solutions, text me so i can give you my rates base on your credit score.