We have this thing called the 30-yr fixed mortgage, primarily because of the structure of the mortgage market with government backed mortgage securities.

Section 8 is government subsidized housing. 

Splitting the parcel depends on the local government, so hard to say, but our understanding for this specifically is that it is relatively simple / not very costly.Whether we split the parcel or not is somewhat the reverse of "greater than the sum of its parts".

You might find there was a local/state/federal grant that’s been used up.

I want to de-leverage, as the government in my area has spun out of control.

For their part the Federal Reserve is starting to think about maybe likely possibly coulda shoulda perhaps cut rates.

We eventually worked our way off of government assistance and we are doing very well financially.

-Lender security with government backing: Because FHA loans are backed by the government, lenders often feel more secure, which could lead to better terms for you.Feel free to send me a DM or give me a call.

I now have a federal lean on my properties because of this.

I would go for NY and NJ, for State and Federal Funding., f.