I know from experience that expressed interest from seeing the ad can completely turn around to 0 interest after visiting the property.

During the writ of possession tenant expressed that they want all the items they left behind.

I expressed serious concern that I wasn't aware of these repairs and their lack of communication.

It seems that it has received a lot of back and forth and it has opened the door for the expression of investor psychology that seems to be a bit cynical and elitist.

@Pyrrha Rivers You have to remember, there are 3 credit reporting agencies, Equifax, TransUnion and Experian,,,for a conforming mortgage they will pull a FICO for all 3.For credit cards/personal loans/car loans etc each bank normally has one they use,,,Discover normally uses Equifax, American express tends to use Experian, etc etc, but they can change, or some will give you a card based on one Credit Reporting Agency, but pull a different one if you ask for a credit line increase (weird I know)Many of the banks use special 'formulas' for credit cards, car loans etc,,its not a one size fits all.The only score you can say "I have a "xyz" score (Trans union 788) is if your using FICO,,,for various reasons I at times will pull my credit from several different services the same day,,,I may have a score vary by as much as 100 points WITH THE SAME CREDIT REPORTING AGENCY,,,,Smart Credit may say my TU score is x, my privacy matters may say my TU  is a totally different number,,,this is why its so confusing

>When we look at a property, can we just look at the ROI and just ignore the yield return I have not heard it expressed as "Yield return" But the formula you showed is almost a useless messure.

Expressing this to the PM should help persuade them to back off.

There is obviously no right or wrong answer here, as you stated yourself, it has to be good for you and your wife.Since you have expressed that already, looks like your plan is good.The only suggestion I would make is to do some financial calculations on your paydowns.

I talked to my wife today and expressed my thoughts and asked her how she feels about doing rehabs instead.

An average day for me is 10-12 hours of WORK.I now earn over 6 figures on any given year.This year looks great as well.You expressed a desire not to work.And played the victim card as your introduction.Change you life.Change your attitude.And realize nothin is going to be given/handed to you.Earn your station in life.I am so sick of the people who think they are owed somthing lol.So in short change everything about who you are and you may amount to more than a drive through fast food employee.