Just draw out any unused funds from your hard money loan before ordering the payoff. 

They will almost certainly demand a proof of funds letter too.

This allows you to trade stocks, mutual funds, ETFs, gain access to CD's and treasuries. 3) You can connect your IRA to what we call Wealthbridge which is a private market investing platform, enabling you to digitally invest in private opportunities.

But, invest it in a mutual fund paying an average 8% return per year. 

Use an operating account for income and expenses, a reserve account for maintenance and taxes, and a high-yield savings account (HYSA) like Capital One's 4% APY for idle funds awaiting reinvestment.

While I manage my expenses responsibly, I don’t have a significant amount of capital leftover each month to invest in holding properties or funding larger ventures.That’s why I’ve been exploring wholesaling as a potential entry point into real estate—it seems like a feasible way to build up the necessary capital while learning more about the market and the process.

Low 7s is probably the right range right now, however we are still funding a good amount in the sixes range right now as well.Many thanks for any insights & guidance.Tim 

Focus on keeping your family happy and find another means of funding your investment.

They seem to do a lot of rehypothetication loans for many funds that I buy loans from.  

Do you have any other involvement other than providing funds?