We are open to MFH but depending on the market we pick they are less common in certain parts of Idaho.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

I understand they may do up to 30% actual real estate, mfh mainly.That is a higher risk IMO, especially in this market. 

As a GA native and investor, I love Savannah, but I haven't invested there yet, partially because y'all are so dominant in the market :) I would caution, however, that there is "no way to do background checks".

So, here are the basics based on my market, which is AZ.  

I’d suggest you look at your local market and see if you can find anyone that way. 

Speak with a local Realtor who knows the market, but also is knowledgeable about creative financing options.Good Investing...

Personally, my primary residence has appreciated around 6% in market value and I live in Levittown. 

Submitting a form D to the SEC is negligible and then each state someone is in that invests you must file a form d in that state as well which can bea  few bucks to a few hundred bucks.Where you will incur the greatest cost is raising the actual capital and marketing etc. 

Feel free to reach out if you have any questions about the local market here or want to connect!