If the islands can clean up quick I think we will continue business as usual. 

The most recent data show that record momentum continues for the residential rental industry especially for the short-term rental industry, with year-over-year bookings now exceeding pre-pandemic levels.The complexity of the problem hinges on the definitions of “short-term” versus “long-term” rentals for tax purposes.

For those four years that I had the insurance loan - the cash value was collateral, so the actual cash value in the policy continued to grow.  

The main benefit is continuing building that equity.

I've thought about property mgmt. but I'm having a problem deciding on whether or not giving up 10% of gross income to cover the cost of mgmt. is worth more than convenience of improving the proximity of another location closer to my primary and easier to continue managing myself.  

Now, you have an appreciated first rental that’s hopefully generating cash flow, and a multi unit that provides a roof over your head and 1-3 units paying down your mortgage while all units continue to appreciate.

Then you will come continue to have cashflow at infinity return for the next 30 plus years.  

No specific questions yet, just looking to continue to meet others, hear some experiences, and generally soak up the knowledge here. 

"FEMA announced that federal disaster assistance is available to the state of North Carolina to supplement recovery efforts in the areas affected by Tropical Storm Helene from Sept. 25, 2024, and continuing." 

You could always lawyer up.. but that could be throwing good money after bad.. insurance is a bottom less pit with it comes to money to fight you.