Also let friends/family/neighbors know you are looking for a property to help source deals.

LLC optional and if it ever came down to the LLC being your last source of protection it's very possible that wouldn't hold up. 

I recently changed dwelling policies to State Farm and they include “Roof Surf Loss Settlement - ACV” in the forms, options, and endorsements section.

It’s imperative to build an increasing percentage of your bookings from direct sources and be able to offer and fill up days at 20-30% less than Airbnb costs without affecting net income. 

Up to $5K (Source: https://www.adugeeks.com/post/...) 

However, I've also had success with quality used appliances from trusted sources.

Min buy in is 50k, pays quarterly distribution. timeline 5-7 yrs, getting very good loan from insurance co source at 6.75% or so with interest only on yrs 1-3 then no defeasance penalties thereafter if they re-fi or sell.

That's the correct answer, commercial mortgages are a lot more flexible about down payment sources, etc, than home loans, but pragmatically (loan requirements aside) you need to bring SOMETHING to the table for anyone to want to bring what THEY have (down payment etc) to the table.

They form all of my entities and are a great source of information. 

@Lindsey PinkhamRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.