I am also documenting our experience along the way on my YouTube, Fitunicorn007 and IG @EntrepreneurBlondiee if you care to follow along. 

The right answer to this is they should lock your rate for 30 to 45 days and do so immediately upon your credit being pulled and the application submitted. 2.

The HUD is a legal document...but OK, you can claim it's bunk if you wish as I know it makes you feel comfortable.

My question is, do you submit offers on potential deals and make them contingent on financing and then go find the money after the offer is accepted...hoping you can do that quickly enough?

Something of that size your accountant will absolutely tell you to submit a 1099.

Use third-party experts for thorough analysis and efficient software for streamlined documentation to enhance your due diligence reports.In my experience, leveraging due diligence can lead to better outcomes.

I'm going to call utilities and let them know that I have already sold this property and send them any necessary documents as proof (i.e. deed of transfer).

With this bank, they only required time stamped photos to be submitted to prove their was no damage. 

The escrow company can create the deed of trust and loan documents for you.Good Investing...

I considered ordering the lender's inspection/appraisal, but this wasn't an option because the water and electricity are currently turned off, and HUD won't turn them back on until I have submitted earnest money of $2,000.