At this point with very little credit history, so long as you can remain responsible with the cards, applying for them is pretty good. 

The returns in real estate are not what they once were, but my conviction around the ability of RE to help protect wealth and my trust in RE above traditional financial markets remains unchanged. 

Additionally, because it is a new construction, it is taxed as raw land for the rest of 2024, which will only be about $30-$40 of taxes for the remaining seven months of the year. 

With our lenders, if the borrower refi's or sells the home they get refunded the remaining balance that the seller paid for the temporary buydown, since the lender holds it in their own escrow account.Its a dollar for dollar subsidy basically, seller funded to help the borrower the first couple years in the loan.  

WE plan on building a 2 bedroom home that we an AirBnB.https://viventum.com.mx/Our goal would be to visit the property twice a year (November and March) and rent it the remaining months. 

I've seen online that the housing market in Dallas is tricky at the moment and that interest rates are expected to remain the same for 2024.

@Brandon ChungAcquiring a property and re­siding in one part while renting out the­ remaining sections is te­rmed as house hacking.

Does the basis remain in place since the seller would presumably hold the title until the payments are complete?

Selling the room for the remaining months would yield 12 * $300K = $3.6M. 

Remain adaptable­, continuously educating yourself on evolving strate­gies to navigate market shifts.Good luck!