I also will stipulate a contingency on habitability in my lease, stating if the septic fails, I'm out of the picture.

Currently the last book I read was The Power Of Habit by Charles Duhigg.

HI Chris,Yeah the option would be to utilize a 203k FHA loan or a Fannie Mae Homestyle renovation loan the only down side is that the FHA 203k similar to a regular FHA loan has self sufficiency requirements on 3-4 unit properties so if you're in a area where rents are high relative to price then you could be good otherwise you might not be able to meet the rule and use 203k to finish off your repairs to the unit.The other downside is if you used home style reno loan is that you'll need 25% of loan to cost as a down payment (acquisition price + rehab).With the Home possible program the units have to atleast be habitable shape.

House was rented for half of the last year and has been rented out (by room) since it became habitable, I also live there part time and it is cash-flowing $600 per month.

Otherwise lenders in my marketplace offer a duplex product with 5% down and 6 month habitation requirement.

One of the only so called gurus to give you vital information at no cost.

It's still vitally important for us to know the history of our industry, how racial dynamics and disenfranchisement were a very real part of the business landscape in the past.

Setting specific goals is a great habit to get into.Most people give up before they make it.

You can look up with the state Architecture Board that they have not had any lawsuits or fines against their firm.Verify experience in similar types of designAsk them easy questions that they should know like, "What are the setback" or "are neighbor letter required for zoning" and maybe a hard one such as, "does a detached garage count towards the allowable habitable are of the home?"

Landlords are generally responsible for making the property habitable.