Buy a 2-4 unit with either 3.5% down or 5% down, make valuable improvements that will increase equity, and in two years time consider selling.

Look for real estate forums, legal case studies, or even news articles that document how property owners have navigated similar challenges.Industry Networking: Engage with real estate investment groups or professional associations where members might have encountered similar issues.

The following is an expert from an article on Brick Underground that explains it really well.Can I rent out bedrooms in my NYC townhouse to help pay my mortgage?"

Susan, what I am learning from you is both surprising and very valuable.

On the first "Free" introductory meeting you get some valuable info about how the process goes. 

What integrations have you added that are most valuable?

I did lay out a general approach to asset protection in one of my more recent articles, so feel free to refer to that.

Read the full article here and see what investors were saying about other important questions. https://www.resiclubanalytics.com/p/resiclubgroundfloor-hous...

Partnering with experienced investors can provide valuable insights.5.Creative Financing:Explore creative financing options like seller financing or private lenders to secure better terms.6.Rent by the Bedroom:In high-demand areas, renting by the bedroom can boost your rental income significantly.7.Local Market Analysis:Stay updated on local market trends and network with other investors for insights and opportunities.Always analyze potential investments thoroughly and run detailed cash flow projections.

Getting advice from a real estate expert or contractor can offer valuable tips and direction.