to pay out monthly rent to prior investors.

I cant make this up.When I had finally arrived for the last time, I had come to find out two days prior to my arrival he went to shut off the water to the house.

What are you doing differently this year based on the current market climate than in prior years?

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

Tax liens in MD are good for two years. 

Prioritize properties with strong rental potential and set aside reserves to handle unexpected costs.Finally, familiarize yourself with tenant laws in your target market, especially in Portland, and consult a real estate-savvy CPA for tax efficiency and legal considerations.

You mention tax benefits.

People are going to start thinking about spending their tax refunds in the middle of January.

Applicants have a prior eviction years due to unfortunate circumstance but good household income and noted they are in a better place financially.

Here are the pros as i see it: easy (no purchase necessary, you know the property), likely prop 13 property tax discount, possibly below current rate loan.