If a good quality note fund or syndication, like ours is paying out 11-12% annually, and has been uninterrupted since 2002, then one would think that the only reason for an individual to make loans on his own is for a greater return.  

Investing in New Builds: Considerations and ProcessNew Build Investment Options:Build and Sell (Fix and Flip):Pros: Potential for high profits with modern appeal.Cons: Requires significant upfront investment and market risks.Build and Hold (Long-term Rental):Pros: Attracts quality tenants, potential for higher rental income.Cons: High initial costs, market fluctuations.Process Overview:Market Research: Identify high-demand areas.Land Acquisition: Purchase suitable land.Design and Planning: Work with architects and obtain permits.Construction: Oversee build quality and manage costs.Marketing (Fix and Flip): Highlight new features to attract buyers.Tenant Management (Rental): Implement thorough screening processes.Advice:Educate Yourself: Understand local regulations and market dynamics.Risk Management: Prepare for potential delays and cost overruns.If you have any other questions/just want to discuss feel free to reach out to me directly!

Over the past few weeks, the BiggerPockets Blog: Real Estate Investing for Real has really grown in quality and content.

I think I read in there that you try to stick with higher quality properties.

Ironically it's much more difficult to buy a quality asset than a cheap duplex, as you are competing with other experienced investors and it may take more time.

Lots of reviews on Home Depot but curious about quality look and feel?

I have to collate a few programs together to get max data exposure / quality.

You will end up with bad quality and unreliable service.

They are still a segment of housing after all.Go back 40 years and the quality of the homes was terrible. 

The best way to protect yourself investing in NYC is to buy higher quality assets and require exceptional credit credentials from your applicants to obtain approval to rent.