If you don't, or if you are still paying MI, then maybe you'll want to consider doing a standard cash-out refi. 

@Alex Lickenbrock If your young family needs schools and you don't want to pay for private, you may want to consider the suburbs (and there is a range of school/suburb quality as well). 

At GenAlpha3 LLC, our mission is to provide quality, affordable housing through ethical management, ensuring safety, comfort, and fairness for all residents.

Quote from @Sally Alcala: First, this is what happens when you deal with a low-quality property manager.

Once a tenant decides they like your property, it can take a little longer than a traditional rental because Section 8 requires a property inspection to ensure it meets their housing quality standards.

In my own experience, when a tenant needs 2 jobs (not 2 people have 1 job each) just to make rent standards will ensure frequent repeated late rent payments.Consistent long paying jobs and income history is more indicative of stable rent collections.Keep looking.  

From what you’ve shared so far it’s gonna be difficult for anyone to give you a sense about deal quality, and the value proposition to investors, but I’d be happy to engage. 

Finding quality tenants is crucial for generating consistent rental income.

But knowing its value is key for taxes.IMPROVEMENT VALUE:This is the value of all the upgrades you make to your property – like a new roof or an updated kitchen.These improvements can be depreciated, which means tax savings for you.3115:Filing this form can allow you to claim missed depreciation from past years.Basically you are letting the IRS know that you are moving from the standard deduction to an accelerated deduction.RECAPTURE:It's payback time!

They now have an exemption process, not sure of the exact standards for it but I exempted my ADU recently.