What types of products are you seeking?

First of all - most people (including real estate investors) are lazy and will always gravitate towards promises of quick returns / passive income promises.But also - what you are describing is something that AirDNA does extremely well and automated - it can be a little pricy, but way way more effective and accurate to do this with that tool - highly recommended

Complaining, or (overly) worrying, about these things is counter-productive. 

There are still down payment assistance options or portfolio products for lesser of a downpayment but your terms on those are worse. 

I do not have any relationship with them but do know they seem to be extremely knowledgeable. 

For a farmer's products to be certified organic, there are all kinds of hoops to jump through.

It's extremely inconvenient for both the new tenant and myself.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

On the otherhand, it the property is overpriced and the wholesaler doesn't know how to present it with realistic repairs, ROI, etc. they'll have to work extremely hard to find naive buyers.

Thank you I would always refer people to trusted sources like @Brian Burke , who have a good reputation and while they have their own products to sell can help evaluate the claims made by another fund.