A lot of the decision around your best path forward hinges on how you plan to use your cash.

Traditional banks typically use depositor funds to originate, picking and choosing which loans to portfolio and which to sell. 

check with your insurance agent.. also federal law dictates that when your owner occupying your 1 to 4 unit you don't have to follow the normal fair housing laws.. you can pick and choose who you want to live in the units .. now some cities or states may have overriding rules regarding this.. but federal law is clear.. on owner occ 1 to 4.. your exempt from fair housing.so you can have a dog and you could restrict dogs for others.there is a well known list of aggressive breeds that insurance companies wont insure.. this is easy information to get.

Would love to pick anyone's brain who is involved in that market if you have the time!

Looking to pick up another with them eventually. 

Looking to pick the brain of an experienced investor in this space in NYC as have some questions and running into a brick wall with DHCR.

So how many have you picked up, how are things going? 

In this market, you can still pick up a rental in the higher cash-flow areas for a solid price.

Any time one cousin is short on cash for whatever is needed, the other one has to pick up the slack.6.

If finding the right wholesaler were as easy as picking an apple from a tree, everyone would have one.