Is it true that in cold environments some tenants of old houses will board a window for insulation purposes?

I chose CBC because the environment is great and they have a great outdoor patio.

I wasn't raised in the kind of environment that instills that type of knowledge, but I'm trying to correct that now.I'm completely ignorant to all of this stuff, and I could use some advice on how to find a home.

They will always be higher than a mortgage would be so in high interest rate environments they would get really expensive really quick.

Mainly for peace of mind for me as well as the buyer.

They are insanely  expensive,  outside of london does present a few opportunities but  recent changes in regulations has created an extremely unfriendly environment for small investors. 

I would take the lower deductible and have the peace of mind that if something were to happen that i'm covered with little coming out of pocket. 

Have you seen those micro storages I was up in BC ( British Columbia) fishing a few weeks back and saw a big billboard advertising micro storage.. and I have seen that In my travels to Europe.. that's an interesting concept for urban environment.

How does anyone make any money, in the current environment of low cap rates, where finding an 8 cap is not easy, with 8% interest rates? 

Peace of mind and money.Like the poster said above, make it effortless for them to relocate to a different place including a financial incentive.That's the only way I would move from somewhere that I liked.