So 50% of 400k = 200k.The present value of 200k 30 years in the future (with 5% inflation) is 46k in purchasing power.PV = (1/(1.05^30))*200,000= ~46k.The time value of money eats away > 75% of your debt obligation is eroded.The money you have to pay back can only buy 46k of goods.Unless I'm completely misunderstanding things :)

(Of course I am not my trustee and myself as beneficiary was not public record) i had hired an Atty to be the trustee, but through some misunderstanding within her office she was never informed and the trust was never ratified.  

Not sure if I'm misunderstanding, but sounds like you're being raked over the coals. 

I haven't started working with them yet, but I think you are going to find that it's common for the seller to be omitted from coverage as that's what you'll be when you sell your own home (represent yourself)...just operate according to fair housing laws and put on all information "owner is a licensed real estate agent" so there's no misunderstanding.

Because this is inbound marketing done right.Do not misunderstand... there absolutely is room for outbound marketing (again.. when done right).But don't simply assume that you HAVE to spend money on marketing to succeed.

I’m not sure if I’m misunderstanding the strategy. 

After some misunderstanding on my part, all they could offer was $80K, which was great but they also required that I use a GC from their approved list. 

It only means that the new $100 is taxed at 24%, but there is no tax increase on income made before the threshold.Because of these various misunderstandings, I recommend you pay a tax professional to make an estimate for you.

Clear and concise communication can help prevent misunderstandings, improve collaboration, and drive better results.

Without more specifics, I think you're misunderstanding the cautionary tone of the LLC vs personal holdings.