Just because they have some cool letterhead and a "business" doesn't mean they aren't working outta the back of the white van...next to the speakers they sell.I would charge a 25% premium over going LTR rates.

Very cool and motivating! 

I have good assets with me just not a lot liquid cash sitting around to pay that much.

My mom always told us stories about her vacationing in Ocean City with her family growing up... so cool!

Risk isn't like a stock, you're not looking at beta you're looking at quality of neighborhood you're purchasing, interest rate, rental liquidity, etc. 

I was telling my brother this, but this era of harsher rates, less liquidity is going to make Americans a lot more diligent with who they live with, work for, how money,  works. etc.

So if something ever happens and the loan goes delinquent the only recourse is the subject property, but if the delinquent property is in an LLC with let's say 4 other properties then those assets are exposed to the LLC debt holder - if that makes sense.But they will ask to see personal liquidity all the time so they can feel comfortable with the payments being able to be made for 9 months.

There's actually a pretty cool reason behind the name that I made an Instagram reel telling. 

So the property was sold to liquidate investment for another.

After the refi of 125K, there would still be about 20K in equity to tap, plus about a $650/mo +CF.  3) Another option is to hold, refi at max equity, which drops +CF to about $250/mo, but puts more liquid cash in the bank.