From a lender's perspective, separating personal and business credit is critical for scaling operations while mitigating personal financial risks.

However, consider calling the VA’s regional loan center or speaking with a VA-approved lender who can interpret the rules in a more specific scenario tailored for you.

You will have to meet the criteria but it is doable.There are a bunch of lenders on here that have programs so get with them, like @Jeff Chisum and see what's what.

This is essential for lenders or CPA.

There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit.

You need to talk with a lender first.

How to execute a 1031 exchange build to suitHow to operate and self manage a co-living propertyDid you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Hire a contractor or GC with clear terms for execution and completion.Secure financing early, whether through cash, private lenders, or hard money loans, ensuring reserves are included for unexpected expenses.

I think LLCs are over rated unless you have to hold the property in one for financing like most DSCR lenders will require.

Lot's of lenders will want local (boots on the ground) to feel comfortable doing a loan.