If not please delete this post.Can anyone recommend an architect company who is familiar with ADU and is responsive, organized and creative in problem solving?

However, my focus is on long-term rentals, creative real estate (like buying sub2 and with owner finance) and buying mortgage notes.  

There's a ton of creative ways to do it here so you can really hone in where you want to be on the profitability to comfortability scale. 

Looking for creative financing 

We’d like to assemble a real estate portfolio over the years, and would consider buying a rental property whilst living in our current home.I’m looking for any creative ideas or suggestions given our circumstances.

Check out the Chicago Creative Investors Association run by Jane Garvey.

Hey Sejin, there are always creative options to keep a property.

It's a great program to utilize and a creative way to get into a home with low or no money down (3-5% downpayment covered by the grant).

In this way I believe I cut the economic interest of the PM to continue create/find creative problems in order to rise their repair %. 

Now if your going to say well you can always do creative financing and get seller financing well yea I guess I could, but I think that would be extremely difficult for me seeing as I have no track record and the seller would be less likely to do that considering that I can't demonstrate that I have a history in the business of honoring my deals.