If that is the case, you may want to get a fat, not 1 or 2 but multi-mil, umbrella policy to save you some money instead of upgrading each of your properties' liability coverage.FYI, a while ago, numerous Bay Area restaurants were hit by lawsuit from a lawyer, https://www.cbsnews.com/sanfra... 

@Gene Davis  What are you finding in Houston?   

You don’t ask Brad Pitt what it’s like to be ugly, you don’t ask the fat guy for weight loss advice, you don’t ask someone living pay check to pay check for financial advice and you don’t ask someone who’s lunch money is dependent on commissioning your wallet what you should invest in.

Unless he has excellent genes and health, he will probably have to sale or sign over any investments he has up to $2,000.  

Also I do believe there was a verbal contract in this case but it may be a toss up if lawyers were to get involved and it doesn’t seem that they want this to happen.If the Sibling did not report the money the sister was paying on the mortgage but was taking all of the tax breaks for owning the property I believe the IRS would be sending her a big fat bill and possible more.

There is reason for "pigs get fat, hogs get slaughtered". 

Not a fat at the moment.

We have to buy deals with fat profits to absorb inefficiencies from contractors (and 3rd party PM).We just had a TV wired and mounted in our primary residence. 

Gene

Bonuses for finishing early etc (be careful they don't cut corners to hit the goals though...).I just like buying my own materials so I know they are not getting marked up and I'm not writing that fat check at the start.