As I continue to save and approach an acceptable down payment threshold, I am debating a few things and looking for some advice/insight. 1.

Some offers might get ignored or outright refused, but all it takes is one offer to get accepted or countered to start negotiations. 

Many investors I work with from the Bay Area are purchasing here and many people from the Bay Area are relocating here as work from home becomes more accepted.

This is a very hard thing to accept. 

If the seller had some basic understanding of financing, they would realize why they should not accept it without substantially raising the selling price.

You mitigate risky applicants by rejecting them not accepting them with conditions.

Thus, I'm trying to find a convenient way to accept payments and transfer the payments to pay the mortgage. 

Number 2 seems pretty vague as to the number of members that would be acceptable. 

The Program could easily refuse the tenant or the state could say they ran out of money.To the landlords that received rental assistance how long did it take before application was accepted.

We need to accept that and make things happen in spite of where rates are right now.Let me know if you have any other specific questions.