background - after almost a month of rain, original wood floors in SFH started to buckle due to moisture and poor condition of subfloors (pier and beam foundation). 

•Forced Required Minimum Distributions on Retirement Plans Exceeding $10MoIf your “defined contribution” plans (IRAs, 401Ks, etc) exceed $10M (combined) in balance, you will be required to take an RMD (taxable event) on the excess.

My cash reserves has excess that I'd like to invest. 

Would you direct the excess CF generated by the properties to pay down the mortgages ASAP to create more cushion or not given today's high inflation and relatively low mortgages rates?

Would you direct the excess CF generated by the  properties to pay down the mortgages ASAP to create more cushion or not  given today's high inflation and relatively low mortgages rates?

What advice would you give for a way to make this entryway last longer without major concern of the potential moisture issues and smells that come along with constantly wet carpet?

What advice would you give for a way to make this entryway last longer without major concern of the potential moisture issues and smells that come along with constantly wet carpet?

Vines in the house compromise the frame by separating the siding which lets moisture in. 

Any disturbing comments, excessive tattoos, too young, etc, meant they weren't in the mix.

Capital gains on excess distributions.