Ive spoken to every nursery,chiropractor, dector,dentist, therapists, sole practitioner in the phone book, but to no avail.

May come back later and put cement in.

 My county tases increase every year even though I pay them on time, my insurance premium increases every year even though I've been with them for 25 years, my dock fees increase annually and they haven't upgraded the marina in years, plus my dentist has raises his fees and I've been with him 30 years.  

A private lender is your mom, your dentist, your coworker, etc.

My partner, who is a dentist, and I acquired out first commercial multifamily back in February.

If you are buying a $48k property, you will get a different level of service than someone buying a $500k house.Do you expect your dentist to do a good job on your one filling even though another customer is doing 4 and giving them more money?

It isn't a problem I've faced, so I don't relate.Have you tried "Private Money" say from a Doctor or Dentist or a successful businessman?

Every piece of granite needed to be trimmed, cut at an angle straight, polished, beveled and fit perfectly on a set of cabinets that wasn't perfectly square.Other misc things were demo of old counter, rebuilding plywood base with cement board.

Siding - the lower end homes use vinyl siding, while the upper end homes use HardiPlank (cement) siding.  

Users ranged from a dentist, chiropractor, craft shop, insurance agency, mortgage broker, etc.