@Tom Yung I agree it makes no sense to insure with aTax Cerificate in Fl, but.....could you even get insurance on a property with just a Tax Certificate?

Make sure you understand the process for that specific area, here there is no priority amongst multiple lien/certificate holders.

And in those types of jobs experience matters more than a certificate.

I joined about a month ago looking for the good word on tax lien certificates in Baltimore, MD, and I am finally getting around to introducing myself.My name is Andy, and I am from the Baltimore area.

Basically, we don't have tax liens we have tax certificates where you're just lending the money to the county for a bid down interest rate, you get no property rights, and to collect after a minimum 2 years you can send it to a tax deed auction.

But I'm wondering about applying for a Certificate of Discharge.

I want a guy who is licensed, will warranty the work and carry insurance that will protect my property in case he messes up. flood burst pipe/fire/boiler blows up etc...but when hiring carpenter, painters or flooring people ...do I really care if they are insured or not. those folks will show you certificate of liability insurance ...which does not protect the guy from injuring themselves on the property. how much damage a painter can cause or flooring guy ?

I've read that the skills lawyers bring to the table, especially with a completed degree and certification, generally show they have good talents for the biz, so should I be putting that out there?

I just purchased a water lien at a tax sale.4 months later, I confirmed water bills are STILL unpaid by the homeowner, and I have confirmed the $$ amount owned, but I have tried unsuccessfully to pay this water lien AND ADD it to my current Tax Certificate (recorded from the county).Whenever I speak to the Tax Collector, she says yes I can pay it, but when I tell her I want to pay it ONLY to add the balance to my outstanding Tax Certificate balance owed so I can collect 18% on the new amount paid, she looks at me like I have two heads.My assumption was it was possible to add new outstanding liens to my previous Tax Sale purchase.

We asked for a "Certification of Property Line", which is supposed to protect us, and the developer agreed to give us.