I have been a lurker on the site since inception and have re and re-read most all of Jeff Browns postings for many years, although i have never contacted him personally.

I did reread it and see where some of this started and did not finish.

I'm going to be rereading "The E-Myth" before news years so I can set up some new succint goals.

ok just reread what you all said and let me see if i understand. to refi we would have to wait a year?

When I read this I re-read it and ended up taking about 40 pages of notes!  

Ok I just re-read your post.

Never mind, I just re-read your post, that's 5% per month, OK.I keep hearing horror stories about FL insurance, how confident are you that those rates are (1) accurate and (2) sustainable?

Hi Dory,After re-reading my post I suppose that did sound a little vague (unintentionally).

Kenvest,Thank you so very much for your tangible legal fact, I’d just called my realtor’s staff manager in regards with "time is of the essence", without a pause, he then tells me it’s already on the contract, he was stuttering and said he’ll reread the contract after I asked him why did he agreed with me then when I though I would have to lose the 3% of the selling price for breaching the contract if I’d decided not to agreed with their last postponing and wanted out, in addition to my comment to him that there ought to have some kind of protection for my situation.Just myself to blame for not reading the contract thoroughly (rookie’s lesson # 1); took it for granted; relied on the realtor’s verbal review of the contract with me which appointments always set to be her last one of the day (whenever comes to signing anything) and under a time pressed that she’d to leave soon to pick up a member of her family… I would have dropped this deal if she’d elaborated that term especially when the seller is not responding to my asking of some kind of compensation (naturally, since I’d agreed to their last postponing without using that as a leverage at the same time), let along she didn’t let me know about the property is in a flood zone until the last minute when I’d to signed off my contingencies (supposedly a week prior that they’d even admitted but with an excuse) and reluctantly went through with this deal since I’d spent so much time and effort on this property already, on top of the $1K spent on “two“ inspections along with the upfront appraisal… 101 other reasons for me to make a snap decision now to drop this deal in a heartbeat without worrying the losing of 3%!

I would like to rent out the other side as well as keep my current 2bed 2bath house and rent that out as well.Unforeseen Problem: (In reference to my currently owned house)Upon re-reading my FHA Loan Doc.s I have come across an Affidavit of Occupancy.