From an underwriting perspective, I wouldnt do this without a PG and a solid workup on the members/operators to understand who they are and their background.

I do have a lender who will loan on the equity gap. 1.

Do not rely on it for legal advice.

Building on what's been said so far, STR is hard in Philly, and hard in general right now with the market and platform fees, etc.You owning the property and living in one of the units gives you both more flexibility and more oversight over the other 2 units to experiment.Assuming you've gone through the regulatory hurdles, you should rent one as a long-term rental. 

Spot on.

One of the best things you can add on to your books and podcasts are real estate investor meetups in your area.

We sit on about $300.000 in liquidity.

Closed on a 26 unit bldg in January and currently under contract to acquire a 64 unit bldg.

Update: Ended up removing tenant, renovating, and now at $1000/mo. on $1875 mortgage on the duplex which I live in the other side. 

also what part of columbus ohio is considered good, low on crime, fast developing yet still affordable to buy a house?