It paid off in under 2 months.

I expect all the mortgages to be paid off in under 10 years.

Having bought 40 rentals in under a year it put us REALLY behind on things so right now I've got 3 different crews working on projects including the two full timers.

The person that finishes a 3 hour exam in under an hour probably will return another day to take retake the exam.The BP community is cheering you on, and you must cheer for yourself too.  

Re debt consolidation, I believe DR recommends against it if you can't pay off the debt in under two years (assuming you really lean into the debt by cutting lifestyle and increasing income), that the savings from the lower interest rate will be largely negligible.

That's why they're moving to Sacramento instead:https://www.biggerpockets.com/forums/621/topics/396725-millennial-migration-to-sacramento-2017---here-comes-the-rushAs more and more tech companies allow employees to work from home or commute part time, and more and more start ups head out to Sacramento to save on office space and employee pay, the city will just get better and better.And while it will take AT LEAST another decade to come to fruition, once the high speed rail project connects Sacramento to San Francisco in under an hour, Sacramento will BLOW UP when tech employees with $150k+ per year salary realize they can cut their housing costs by 50-75% and live like a king in Sacramento... all the while working on the train into the city (or doodling around on Facebook instead of having to focus on the drive and deal with traffic).https://www.sfcta.org/california-high-speed-rail-projectI know Sacramento better than just about any agent or investor out there (toots own horn), and these are the reasons investors (and residents) are skipping over smaller areas like Vacaville, Fairfield, Tracy, Modesto, Merced, etc. are instead setting their sights on Sacramento.

The gas pipe / electrical conduit / irrigation pipe is cheap and you can always just put it in under your concrete in case you want to use it in the future. 

BiggerPockets has been inundated with "reviews" of Pace Morby and his SubTo community.

Worth the $333 charge as he found other things that needed attention.I haven't had any specialists come in, yet, but one is scheduled for this Friday.Doors not closing right, wavy or unleveled flooring, stuck/cracked/broken windows and cracking walls are the visual signs that you have a foundation issue.Also, for a raised foundation, as in my case, you can see where the water is coming in under the house and erosion is evident.

The agent is trying to make the deal happen, which it won't if you come in under the other offers.