If the HELOC amount you're requesting is relatively low (often below $100,000), lenders might waive the full appraisal.Drive-By Appraisal : Instead of a full interior inspection, a drive-by appraisal involves the appraiser evaluating the exterior of the property only.Desktop Appraisal : This type of appraisal is conducted remotely using data and photos provided by the homeowner or real estate agents.Based on the little knowledge that I have about stuff like this it sounds like you need to connect with existing lenders in your network or find new lenders in your network that have programs aligned with your goals.

I don't know, maybe it's a crazy idea, but I think it's worth exploring.I've been tossing around the idea of creating a platform that integrates different data sources in a way that's actually user-friendly.

Credit seems so unfair, it's some mystery algorithm that impacts our life so significantly, oh and they can sell our data, and ++we're required to use it to operate in society!

You'll learn a lot in those meetings and meet others you can talk with to expand your sphere of influence.Tenants will test you in the early months of new ownership. 

Personally, I start all my new tenants with 6 month leases to test out the relationship before considering a one year renewal.

I'd never buy a development unless I was confident in the valuation and there was data to back the feasibility of the build. having preliminary approval is very different than permit ready where you can put a shovel in the ground day one.

Blake:Disclosure - When I was buying SF rentals years ago, I was a Longhorn client.The real test is your staying-power though a bad market. 

Many times, however, tenants "go bad" and once they know they have passed the 12 month test, then their good behavior might wain a bit and you are stuck with them. 

Pull cash buyers in your area from a data set or market it on social media. 

Testing an aggressive growth stock / fund overlaid on the best states for growth (texas/Florida).