The lumber FUTURE's have decreased but that direct price decrease is just now hitting the market and I can tell you it certainly isn't going down by 3x.

This is to prepare you for market fluctuations and look at how an investment would perform in a market crash scenario and test your ability to withstand vacancies, lower rents, or a decrease in home values.

So in this case $150,000 Which also means a $250 car payment decreases buying power about $50,000.

Why are your options focused on decreasing your leverage when you looking to BRRR?  

That said, I understand not having the W2 significantly decreases my options in getting loans and being creative with investments.

That's not the same as home values decreasing.

Based on previous years increases, decreases you can go used your magic 8 ball from there. 

I’d recommend permanently blocking all fireplaces for insurance purposes and to decrease likelihood of fires.

Year long offer the happy clause.Let me tell you about a tenant similar to yours who was a pain but I re-signed him at a higher amount as complaints had been decreasing. 

Further it is very likely that the 39% rate proposed will decrease to something more like 25% or 28%.