An older property with low interest rate and into cap-x can easily do much more poorly than a newer unit with double or even triple the interest rate but limited or no cap-x. 

In what is expected to be a continued tight housing and real estate investment market, there are a few tips and tricks that can help investors get some advantages given the current state of mortgage terms and limited housing options. 

It can include both current and deferred pay rates, but one of its primary advantages is its flexibility in situations where other financing options may be limited.

The thing is, that kind of partnership puts a limit on how much we can make from the deal.

I am a real estate agent and live about 30 minutes from the city, but I haven't done any deals as an investor or agent within the city limits.

I have a limited network based on Bigger Pockets, primarily found in the United States.

As long as the property generates enough cash flow to service the debt, you qualify—without the need for personal income verification.This type of loan is ideal for those serious about growing their real estate portfolio, especially if you’re self-employed or have irregular income streams.Why DSCR Loans Matter for Real Estate InvestorsWhen it comes to real estate investing, traditional loans can often be restrictive, requiring personal income verification and imposing limits on the amount you can borrow.

Yes this is very common in trading of NPLs with very aged past due dates, which could be outside of the statute of limitations. 

Ignoring short-term bridge loans, most commercial loan sizing is limited by DSCR, but they are not called DSCR loans. 

If you happen to be in a LIHTC area, then I do have an impact lender who might do a OTC loan, but it would be with limited recourse options.Non-Recourse options are very tough to find these days, even at banks.