I doubt he ever recovered it.Another growing fraud to watch for?

I submitted the affidavit of continuous use executed by seller with each application and for one I was issued a billing statement for the back rental license fees, interest and penalties and for the other I was issued a refusal and had to seek a variance. 

The purpose of this test is to ensure that the property generates enough rental income to cover the property's mortgage payment, including principal, interest, taxes, insurance, and homeowners association dues (if applicable).Key Points of the FHA Self-Sufficiency Test:Applicable Properties: The self-sufficiency test applies only to 3- or 4-unit properties being purchased or refinanced with an FHA loan.

Hence  I dont use a property manager/management company for this unitPosted on Zillow , total of 6 applicants. 2 very interested parties.

Are there specific things I should watch out for when dealing with insurance companies in Florida?

Also if you're in Zillow, another strategy you can try is to click the rent feature and click on properties for rent in the areas you're interested in and look at number of views + applications.

Trying to stay at arms length (close to relative type deal) but want to watch over an elderly person.

Are you going to sit next to your accountant and watch that she does not take any breaks?

I'm using TransUnion through Apartments.com applications. 

And most importantly they can help you vet out any potential lease applicant so you as the owner do not make a haste decision and lease the home to someone who may not be best tenant prospect