This adaptability has been essential to risk management and guaranteeing that my cash flow remains positive for the duration of the investment. 

I guess I have to talk to the owner to make his offer better than banks, I feel like he is not motivated enough, he said he wanted to retire. 

That doesn't turn around overnight, it takes years to rebuild.Given the less competition and the lower appetite for risk the remaining carriers have, I think we're going to continue to see some big premium increases for the next few years, especially for those people with claims on their records.

Partnerships could be another avenue—teaming up with another investor could provide the financing you need.Lastly, don’t give up on creative financing; lease options, subject-to-deals (when the house is not free and clear), or finding motivated sellers could allow you to secure another property without disturbing that fantastic interest rate.

He needs to be a manager, organizer, motivator, and educated in the trades and he has to give a you know what about the finished product of your job. 

There will still be things rising, but opportunity will come with more motivated sellers.

I remain highly leveraged and am comfortable there and am comfortable recommending it to others.

With that in mind I have about $140k in cash at the moment and was hoping for advice on the best way to finance the rest/recommendations on who to fund the remaining amount through.

their only advantage is if someone parks bad enough that the remaining spot can only fit a golf car sized vehicle.  

CEO David Gibbs noted that while consumer spending is more cautious, the company remains optimistic about its growth prospects.Bloomin’ Brands, which operates Outback Steakhouse and Carrabba’s Italian Grill, is also maintaining its investment in new openings.